Professional liability differs slightly depending upon your profession but essentially it is legal protection from "errors and omissions" that may occur as a result of performing professional services. It will cover you for mistakes you make as well as your negligence – things you fail to do – that result in a client's loss.
If a client claims that your services, advice, or expertise have caused a personal or professional loss, you need insurance that will cover your legal defense and the costs associated with resolving a lawsuit. If you are covered by a reliable professional liability insurance company, and have set a coverage amount that is adequate for the risks you face, your personal assets are protected.
Columbia River Insurance can help you learn everything you need to know to make an informed decision about your professional liability insurance and can provide quotes from multiple carriers to find a cost effective solution.