Umbrella insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as homeowners or car insurance. An umbrella policy substantially increases your overall liability coverage with an extra layer of protection beyond the basic coverage provided through your homeowners and auto insurance policies. With an umbrella policy, you can rest assured that more types of claims will be covered and at a higher limit.
An umbrella policy supplements your basic liability policies and not only substantially increases your overall liability coverage with an extra layer of protection but also covers a wider range of claims and at higher limits.
With an umbrella policy, you can take a step toward preventing the possibility of financial ruin due to one misstep or unforeseen accident.
The right amount of liability insurance for any individual, family or business depends upon a number of factors. These include the risks you face and the assets you want to protect.
Some professionals recommend that you add up all of your assets and then double that figure to determine the amount of liability coverage needed. Others look to the costs of medical payments and legal fees, which can vary considerably by region.
To figure out the right amount of liability insurance for you, talk to a knowledgeable agent. Columbia River Insurance professionals will discuss what kind and amount of liability coverage you should purchase. We work with multiple insurance companies and advocate for you, the consumer, not any one company. We compare rates and options on your behalf.
Work with an agent at Columbia River Insurance to review your policy and if necessary, tailor a plan to protect your assets, mitigate risk and avoid financial ruin.