Personal Insurance

We've got you Covered

Insurance is complicated. Let us do the work for you.

Why Choose Columbia River Insurance?

An Independent Agency sells insurance from multiple carriers, not a singular one. There are a lot of options out there and we will find the best fit for you.

No need to call a 1-800 number or e-mail the support desk, you just need to talk to us. We are locally based and when you call our phone, you will get a human.

We are locally based and have been in Hood River for over 90 years. We understand that while hurricanes might not be your biggest risk, other factors certainly are.  


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We are car insurance professionals. When you choose us, you have over 90 years of experience at your back. You'll have a complete and comprehensive proposal that we can tailor to fit your needs.

Stand alone or bundle, we will find the best rate for you. We shop your insurance throughout our entire personal lines network, finding the best fit and best rate for you. We review everything and ensure you have all the discounts available to you.

You'll be properly covered. We don't just look for the cheapest policy, we look for the right policy. Whether it's a custom van or your new car purchase, you can drive knowing that you are covered correctly.

Fill out our auto form and get a quote today.


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A complete proposal to protect what you value. A homeowners policy should work for you when you need it most. Based on decades of handling homeowners' claims, our proposals include coverages we find to be necessary for any insurance situation.

Get quotes from multiple carriers. We shop your insurance throughout our entire personal lines network, finding the best fit and best rate for your policy.

Local knowledge and local service. The Gorge is our backyard and we know the area well. If something were to go wrong, you can talk to us and not some stranger in a distant land.

Fill out our homeowners form and get a quote today.


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Many of us enjoy the Gorge lifestyle and the endless amount of activities it has to offer.  As enthusiasts ourselves, we understand that your van in not just a van, and that the toys you have packed into your car can be worth nearly as much as the vehicle itself. We understand how to cover:

  • Motorcycles and E-Bikes
  • Boats
  • Custom Van Builds / Conversions
  • RV - motorhome, fifth wheels, travel trailers, campers
  • Classic, Antique, Exotic Cars
  • ATV
  • Personal Watercraft
  • Snowmobiles


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Confidential, detailed approach for those with unique and complex insurance needs. 

Wealthy individuals and families have needs that have outgrown the scope and capabilities of the traditional marketplace. They need special coverage that will match the risks their lifestyle presents. 

Columbia River Insurance can craft coverage options with greater policy limits to protect your assets and lifestyle.

Exclusive Needs for High-Net-Worth Policies

  • High limit excess liability – up to $100 million
  • Primary and secondary homes, including foreign properties
  • Family office and commercial policies
  • Coverage specific to the needs of athletes and entertainers
  • Workers’ Compensation & Employee Benefits for domestic help
  • Kidnap and ransom
  • Private collections, including art, jewelry, handbags, wine, and exotic cars
  • Watercraft and aviation, both personal and chartered
  • Investment property
  • Equestrian
  • Vineyard exposures


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Other Personal Coverages

You'll have the opportunity to discuss coverages you may not be aware of. We'll review your needs for coverage options like:

Personal Umbrella
Rental Properties
AirBNB / Short-term rentals
Builders Risk
(for those building a new home or renovating)

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Please note, a request for information does not constitute the purchase of insurance. Coverage may not be added, changed, or bound as a result of submitting a request for information. Coverage is not bound or altered until confirmed by an authorized representative of Columbia River Insurance.